Expat Mortgages

If you require finance to purchase an Overseas/Foreign Residential property, we have many years experience in arranging this type of mortgage facility. Commercial loans also considered on a case-by-case basis. See below for more detail.

We can offer offshore mortgage facilities in

  • Belgium
  • France
  • Greece
  • Italy
  • Spain
  • Portugal
  • Switzerland
  • United Kingdom
  • Ireland.

Our services allow us to provide clients with an ‘agreement in principle' for a loan facility before they search for their property. Simply complete the attached form and send it to us.

Download Form (PDF)

MORTGAGES/LOANS

France:

Maximum 85% Loan to Value

Euros only

Maximum term 25 years

Repayment & interest only mortgages

Rates from approx 3.75%; Variable in Euros

Spain:

Maximum 80% Loan to Value

All major currencies

Maximum term 40 years

Repayment & interest only mortgages

Rates from approx 4.6%; Variable in Euros

Portugal

Maximum 80% Loan to Value

All major currencies

Maximum term 30 years

Repayment & interest only mortgages

Rates from approx 4.4%; Variable in Euros

Italy:

Maximum 80% Loan to Value

Euros only

Maximum term 30 years

Repayment mortgages only

Rates from approx 4.8%; Variable in Euros

Switzerland:

Maximum 80% Loan to Value

Swiss Francs only

Maximum term 35 years

Repayment and 5 year interest only mortgages

Rates from approx  2.50%; Variable in Swiss Francs

Greece:

Maximum 80% Loan to Value

Euros, US Dollars & Sterling only

Maximum Term 25 years

Repayment mortgages only

Rates from approx 5%;Variable in Euros

Belgium:

Maximum 80% Loan to Value

Euros only

Maximum term 25 years

Repayment mortgages only

Rates from approx 4.5%

UK and Ireland:

Multi Options

Details available on request